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  Does your business have adequate insurance cover if your IT systems or data was accidentally destroyed, lost or damaged?
  While it is something we’d all like to avoid, downtime due to lost data, hardware failure or malicious interference can and does happen, even in the best systems. The cost of repair and data recovery can be astronomical, and by their very nature may stop your business in its tracks costing you money.
Standard insurance programs cover for fire and theft but don’t cover for events like:

• Breakdown of electronic equipment (including, computers, servers, phone systems, printers and faxes)
• Resultant data loss
• Resultant income/gross profit loss (due to downtime or loss of data)

Cairns IT, in conjunction with Northern Insurance & Finance Brokers (Cairns) Pty Ltd, can now arrange policies to cover your business in all of these areas and more.
 
  Cost of recovery
  While it may be possible to budget for some replacement and repair costs on equipment, when disaster strikes multiple systems can fail, and you could face not only a large and unexpected bill, but significant costs in the recovery phase, as your staff spend their time catching up on work that was unable to be carried out while the computers were down.
With Electronic Breakdown Insurance you can be sure you will be able to recover from such an unforeseeable experience with minimal disruption.
The insurable value is based on a total contents sum insured basis. As a guide, $100,000 worth of cover starts at $400 premium per annum*.


  Ensure you will have the money available to replace failed equipment and continue to operate your business in the event of a major disaster.
 
 
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